You Work Hard To Earn Money to Support Your Family.
If you are injured or become disabled and are no longer able to bring a paycheck home, you need help!
If you are ever injured while performing work-related activities, a different set of legal criteria, rules and laws apply than in other personal injury situations. (These are generally in accordance with Workers’ Compensation guidelines), which are constantly being re-regulated and changed. While you may think you know the rules regarding workers’ compensation, it’s highly likely that everything you know has already changed. The Louisiana Worker’s Compensation Act controls eligibility to all reasonable and necessary medical care and cash indemnity benefits.
What is Workers’ Compensation?
Workers’ compensation is a legal remedy whereby an employee who is injured on the job may be entitled to certain benefits. The benefits can include medical care for the injury, indemnity wage benefits, vocational rehabilitation services and/or death benefits. These benefits are the obligation of the employer and are paid directly to the employee by the employer or its workers’ compensation insurer. Every employer, unless statutorily exempted, is responsible for the medical care and the payment of indemnity wage benefits to any employee who is injured while in the course and scope of his or her employment.
Who is covered by The Workers’ Compensation Law?
Most employees in Louisiana are covered from the day they start employment. Employees may be full-time, part-time, seasonal, or minors. Subcontractors and certain independent contractors may be considered employees if they are involved in the pursuit of the employer’s trade, business or occupation or if they are performing substantial manual labor.
Employers are required to have workers’ compensation insurance or to be approved to self-insure.
What Injuries are covered by the Workers’ Compensation Law?
The law covers both mental and physical injuries from either accidents or occupational diseases.
The event causing the injury must arise out of and be within the course and scope of the employee’s employment. The fault of the employer or employees does not affect the compensability of any injury.
How are Benefits Paid?
- Temporary Total Disability (TTD)
- Permanent Total Disability (PTD)
- Supplemental Earnings Benefits (SEB) (payable for a maximum of 520 weeks)
- Permanent Partial Disability (PPD)
- Death Benefits for survivors and dependents
- Catastrophic Injury Benefit
All reasonable and necessary medical care. There is no dollar limit on the medical that the employer and insurance company owe for the injuries or occupational disease.
It’s part of our job to stay on top of all changes so that we can protect your rights and win your case. If you are injured, you can always rely on the Jack Bailey Law Corporation– where a fair settlement is no accident. These rules and laws are too complicated to try to represent yourself. There are many traps for unaware injured workers.
If you or a loved one have been injured at work, please call our office to schedule a free consultation at (318)222-5200 or 1-800-256-8616.
If you have been denied medical care, call our office to schedule a free consultation.
If denied benefits, call our office to schedule a free consultation.